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Own it now, pay later

Nothing to pay today
Zip pays us, you get the goods.

Interest free
Easy interest free payments. No hidden fees.

Flexible repayments
To suit your lifestyle- weekly, fortnightly or monthly.

Nothing to pay today
Zip pays us, you get the goods.

Interest free
Easy interest free payments. No hidden fees.

Flexible repayments
To suit your lifestyle- weekly, fortnightly or monthly.

Just select Zip at checkout and you're on your way!

Up to $1,000

Always interest free

$0 Establishment Fee

Repayments from $40/month

$6/month fee (waived if you have no outstanding balance)

Over $1,000

Up to 6 months interest free

$0 - $49 Establishment Fee (one off fee added to your balance)

Repayments from $40/month or 3% (whichever is greater)

$6/month (waived if you have no outstanding balance)

Up to $1,000

Always interest free

$0 Establishment Fee

Repayments from $40/month

$6/month fee (waived if you have no outstanding balance)

Over $1,000

Up to 6 months interest free

$0 - $49 Establishment Fee (one off fee added to your balance)

Repayments from $40/month or 3% (whichever is greater)

$6/month (waived if you have no outstanding balance)

Up to $1,000

Always interest free

$0 Establishment Fee

Repayments from $40/month

$6/month fee (waived if you have no outstanding balance)

Over $1,000

Up to 6 months interest free

$0 - $49 Establishment Fee (one off fee added to your balance)

Repayments from $40/month or 3% (whichever is greater)

$6/month (waived if you have no outstanding balance)

Up to $1,000

Always interest free

$0 Establishment Fee

Repayments from $40/month

$6/month fee (waived if you have no outstanding balance)

 

 

Over $1,000

Up to 6 months interest free

$0 - $49 Establishment Fee (one off fee added to your balance)

Repayments from $40/month or 3% (whichever is greater)

$6/month (waived if you have no outstanding balance)

Zip FAQ

How do I use Zip?

 

  • Choose the account that's right for you.
  • Sign up and get a decision in minutes.
  • Select Zip at checkout.
  • Log into your account to set up your a repayment schedule to suit your lifestyle.
  • Reuse your account anywhere you see the Zip logo.

What do I need?

 

Fees and Interest

 

  • Zip Pay purchases are interest free, always.
  • Zip Money is interest free if you pay off your purchases within the interest free period.
  • Standard interest rate of 19.9% applies after the interest free period.
  • The $6.00 monthly account fee is waived if you pay your balance by the due date.
  • If there's nothing owing on your account, there's nothing to pay and no fees.

Repayments

 

  • Choose from weekly, fortnightly or monthly payments to suit your lifestyle.
  • Repayments start from $40 a month and are based on your account's credit limit.

Returns & Refunds

 

  • Macoda's standard return policy still applies, and if your mattress is eligible for a refund the amount will be credited to your Zip account.